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gen2) THIS IS WHY YOU ARE BROKE

 Welcome back. Come on in, get comfortable, and let's take a quick breath together to turn down all that confusing financial noise. We’ve all been there. It’s Tuesday afternoon, your next paycheck doesn't arrive until Friday, and suddenly the car makes a terrible noise, or the school sends home a bill for an unexpected field trip. It’s only one hundred dollars. But when your bank account is sitting near zero, one hundred dollars feels like a mountain you can't climb. Maybe it's a small car repair. Maybe it's a prescription you weren't expecting. Maybe your child needs something for school, or a household bill is higher than you planned. When you're living paycheck to paycheck, an emergency doesn't have to be thousands of dollars to completely disrupt your month. Traditional finance experts love to tell you that you need three to six months of living expenses saved up in a massive emergency fund. And eventually, having a larger emergency fund can give you...

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