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3)The Truth About Debt: Good vs. Bad (And the Tricky Apps to Avoid)

  Welcome back. Go ahead and take a deep breath, let your shoulders drop, and let's turn down the volume on all the financial noise together. For the next few minutes, forget about complicated financial terms and conflicting advice. We are going to slow things down and look at debt in a way that feels simple and practical. If you have ever felt stressed about swiping a credit card, or if you’ve found yourself using an app to split up a payment just to get through the week, please do not feel guilty. The modern financial world is designed to make borrowing money feel as natural and easy as breathing. With one tap, you can purchase something today and worry about paying for it later. But today, we are going to look behind the curtain. We are talking about debt. You’ve probably heard people say all debt is bad, or maybe you've heard gurus tell you to leverage millions in debt to get rich. It is loud, it is confusing, and it is rarely realistic for a busy household. Today, we are b...

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